Business Incentive Programs

Grow Tracy Fund
The City of Tracy and the Grow America Fund (GAF) have established and capitalized the Grow Tracy Fund as an economic development tool designed to assist eligible small businesses within the City of Tracy. Loans made under this program are underwritten by the Grow America Fund and guaranteed by the Small Business Administration (SBA) under GAF’s Small Business Lending Company license.

Advantages of this program include: Longer term – up to 25 years; lower interest rates (prime + 1.5% variable) than most conventional bank financing; loan amounts range from $100,000 to $2M; proceeds can be used for working capital, machinery and equipment purchases and installation and tenant improvements. For more information, call the City of Tracy at (209) 831-6490.

Small Business Administration (SBA) 504 Loan
The SBA 504 Program provides small businesses with long-term, fixed-rate financing to acquire major fixed assets for expansion or modernization. This program offers key advantages to businesses that plan to invest in equipment and/or real estate for their own use:

• Low down payment – conserving valuable operating capital

• Competitive, fixed interest rate – no future interest rate fluctuations

• Long term – brings debt service in line with the cash flow generated by the Asset. Loan amounts range from $50,000 to $1.5M

For more information on the SBA 504 loan, visit or call the Tracy/San Joaquin County CDC at (209) 951-0801.

San Joaquin County Revolving Loan Fund
The Revolving Loan Fund (RLF) brings financial assistance to job creating and retaining businesses already located in San Joaquin County and those who are in need of loan amounts from $25,000 to $1M. Market rates are fixed, no prepayment penalties and flexible repayment terms. Proceeds may be used to finance working capital, inventory purchases, machinery and equipment, furniture and fixtures, leasehold improvements and gap financing. For more information on the Revolving Loan Fund, call San Joaquin County WorkNet at (209) 468-3619 or email

San Joaquin Angels
San Joaquin Angels is an angel investment group located in San Joaquin County. San Joaquin Angels provides attractive private company investment opportunities to its members, while enhancing economic prosperity through the financing and growth of local businesses.

Angel investors invest time and money in early stage entrepreneurs and their businesses. Angels typically invest between $25,000 and $100,000 per transaction individually, and from $50,000 to $500,000 as a group. They invest in one to four transactions per year. On average, angels are patient, with an average term for holding an investment of five years. For more information on the San Joaquin Angels investment group, visit or email Mark Plovnik, president of San Joaquin Angels,

Chamber Benefits

Chamber Mission
“Creating a community where business thrives”

What does the chamber do?

Create a strong local economy
The Chamber is committed to promoting commerce in the community by ensuring a healthy and viable business community. The Chamber also takes the lead in programs and efforts that will make the community a better place to work and live.

Provide networking & education
Through networking and community events, the Chamber provides a desirable environment for individuals and businesses to connect with one another. The Chamber also provides ongoing business support through workshops and trainings geared towards improving business practice and knowledge.

Provide information & resources
The Chamber provides a wealth of community information including city map, city fact book, relocation packets, etc. The Chamber also provides resources to start-up businesses through workshops and counseling sessions given by the Small Business Development Center and SCORE.

Promote & refer our members
The Chamber promotes the talents and resources of its members through referrals and promotion in Chamber communications such as the newsletter, website, email blasts, etc.

Represent interest of businesses
The Chamber helps build a stronger community by staying focused and involved in the top business, civic, and social priorities. The Chamber is the voice for business. Download member application online:


Winter Gala
The Community Recognition Awards Gala (Winter Gala) is a celebration presented by the Chamber that brings together family, friends and members of the business community to recognize leading citizens for their outstanding contributions to the community. At the gala, individuals are recognized in the following areas: Ambassador, Business, Educator, Emerging Youth Leader, Entrepreneur, Professional, Male & Female Citizen and Organization of the Year. In November, the membership nominates individuals in the community for the awards mentioned above and a nominating committee selects the final winners.

State of the City Event
Once a year, the City of Tracy addresses the business community with upcoming projects and developments at the State of the City Luncheon. City staff such as the Mayor and others take part in this lunch to inform business owners of the progress of current city projects and to discuss the growth of the city. Members are encouraged to attend this event to become informed of city advances as well as to network with other businesses in the community.

Real Estate & Development (RED) Tour of the City
In an effort to showcase the new residential and commercial development occurring in Tracy, the Chamber has developed the Tour of the City, Real Estate & Development Luncheon event. At this event, participants are given a guided tour of the city with highlights on residential and commercial projects. After the tour, participants enjoy a luncheon with guest speakers who provide an update on the state of the economy nationally and locally as well as an economic development update on Tracy. Tickets can be purchased at the Chamber.

Leadership Tracy
The goal of Leadership Tracy is to expand the leadership skills of residents and business owners by providing them with the opportunity to participate in interactive exercises that will increase their knowledge and influence in the community. Leadership Tracy is an educational forum in which participants will look at all the integral components of a city and have the opportunity to understand how to get involved in each area. Participants will have access to influential leaders in Tracy and will be able to make connections with other members who are impacting the community.

Spring Golf Tournament
The Annual Spring Golf Tournament is a great opportunity for members to let loose and have genuine fun. Members have the opportunity to form teams as well as to sponsor holes to obtain advertising benefits. The golf tournament is an all-day event that concludes with awards, a dinner and raffle.

4th of July Day In the Park
Held on July 4 at Lincoln Park
A long standing tradition in Tracy has been the annual 4th of July Day in the Park family celebration presented by the Chamber. The day begins with a hot air balloon lift-off at dawn and pancake breakfast in Lincoln Park. The Downtown Parade begins at 1 p.m. at 6th and Central. Music and opening festivities begin at noon with something for everyone: children’s activities, arts and crafts, commercial and food vendors and entertainment fill the day. In the evening the festivities move to the Peter B. Kyne football field (Tracy High across the street from the park) for more entertainment, music and a spectacular fireworks display after dusk.

Ambassadors Group
The Ambassador Group meets once a month to generate new member leads, maintain member retention and encourage networking among members, plan monthly mixers and volunteer to participate at Chamber events. Ambassadors also act as mentors for new members to help them become familiar with the Chamber and its members. Meets at 8:30 a.m. every first Tuesday of the month at the Chamber.

Hispanic Business Group
The Tracy Chamber Hispanic Business Group is committed to providing support, education and networking opportunities to Hispanic business owners. The organization is also dedicated to bridging the gap between business and Latino culture. The Hispanic Business Group aims to connect non-Hispanic businesses to the Hispanic market. The group also annually hosts a scholarship dinner where they give out $500 scholarships to students as well as award Hispanic leaders who have made an impact on the Hispanic community. Meets at 12:30 p.m. every first Tuesday of each month at the Chamber.

Hire Me First Internship Program
The Hire Me First Program is facilitated by the Tracy Chamber of Commerce in partnership with several agencies including The City of Tracy, Tracy Unified School District, San Joaquin County WorkNet, San Joaquin County Office of Education, Tracy Learning Center and San Joaquin County United Way. The Hire Me First program provides an opportunity for high school juniors and seniors in Tracy to receive training that will give them skills to assist them in job seeking and job retention.

Students participating in the program have the opportunity to attend job readiness workshops, mock interviews and participate in an internship or job shadow. Through job readiness workshops students learn essential job seeking skills such as how to properly fill out an application and create a quality resume. Students are also educated about employer expectations. Students who participate in internships acquire transferable skills, experience in a field of their choosing and references that are essential when seeking employment.

Through the Hire Me First Program students are connected with businesses in our community that may be potential employers. The Hire Me First Program also benefits local employers as it creates more employable youth in our community. For more information about this Chamber program, call (209) 835-2131.

City of Tracy Government

Tracy City Hall
333 Civic Center Plz., Tracy, CA 95376
(209) 831-6000

City Council — (209) 831-6000
Mayor Robert Rickman — Expires 2018
Councilmember Nancy Young — Expires 2020
Councilmember Veronica Vargas — Expires 2018
Councilmember Rhodesia Ransom — Expires 2020
Councilmember Juana Dement — Expires 2020

City Manager’s Office — (209) 831-6000
Recreation Division — (209) 831-6200
Grand Theater — (209) 831-6858
City Clerk’s Office — (209) 831-6000

City Attorney’s Office — (209) 831-6130

Administrative Services Department
Human Resources Division — (209) 831-6150
Information Systems Division — (209) 831-6810
Finance Division — (209) 831-6800

Development Services Department
Engineering Division — (209) 831-6400
Economic Development Division — (209) 831-6490
Code Enforcement Division — (209) 831-6410

Planning Division — (209) 831-6400
Building Division — (209) 831-6400
Fire Department — (209) 831-6700
Police Department — (209) 831-6550

Public Works Department
Street Maintenance Division — (209) 831-6300
Parks Maintenance Division — (209) 831-6300
Landscape Maintenance Division — (209) 831-6300
Community Facilities Division — (209) 831-6200
Building Facilities Division — (209) 831-6300
Transportation Division — (209) 831-6214
Utilities Maintenance Division — (209) 831-6300

Utilities Department
John Jones Water Treatment Plant — (209) 831-6301
Wastewater Treatment Plant — (209) 831-4484

Health Care

Since 1948, Sutter Tracy Community Hospital (STCH) has served the Tracy area and surrounding communities as the only full-service, acute care hospital within a 15-mile radius. Sutter Health is a nonprofit network of hospitals, physicians, employees and volunteers who provide care for more than 100 Northern California towns and cities.

Sutter Tracy Community Hospital’s mission is to enhance the well-being of the communities it serves by delivering compassion and excellence in health care services. Hospital staff take pride in delivering exemplary and culturally proficient care to the diverse population it serves. As a state-of-the-art facility, STCH features the latest medical technology, diagnostic equipment and offers a comprehensive array of inpatient and outpatient services on par with many larger, urban hospitals.

Services and medical departments
• Cancer Nurse Navigator
• Cardiovascular Services
• Community Benefit
• Continence
• Diagnostic Imaging
• Dialysis
• Emergency Services
• Family Birth Center
• Laboratory Services
• Outpatient Lactation Program
• Pain Medicine
• Pharmacy
• Rehabilitation / Physical Therapy
• Respiratory Care
• Social Services
• Specialty Care
• Spiritual Services
• Surgical Services
• Wound Ostomy Care
• Various support groups and classes

Special recognition

• Part of the Sutter Health Valley Area that was named a Top 15 Health System in the U.S. in 2016
• Named a Top 100 Hospital by Truven Health Analytics in 2015
• Routinely receives high patient satisfaction scores

In addition to the many quality patient services, STCH is committed to responding to the needs of the community through various community benefit initiatives from offering community health improvement services to financial contributions to programs and services that benefit the poor, underserved and at-risk populations in the community.

To learn more visit You can also follow us on Facebook for updates about various community health events and topics.

Hospitals/Medical Centers in Tracy CA

Kaiser Permanente
2185 W. Grant Line Rd.
Tracy CA, 95304
(209) 839-3200

Sutter Gould Medical Foundation
2151 W. Grant Line Rd.
Tracy CA, 95304
(209) 832-0535

Sutter Tracy Community Hospital
1420 N. Tracy Blvd.
Tracy CA, 95376
(209) 832-6050

Senior Care

Astoria Gardens LLC — (209) 833-2200
Comfort Keepers #355 — (209) 832-1333
Crystal’s Residential Care Home Inc. — (209) 839-9993
Brookdale Senior Living — (209) 835-1000
Home Care Assistance of Tracy — (209) 650-8500
Hospice of San Joaquin — (209) 957-3888
Lolly Hansen Center — (209) 831-4230
New Hope Post Acute Care — (209) 832-2273
Tracy Volunteer Caregivers — (209) 835-2772
Tracy Senior Association — (209) 815-1101
Visiting Angels — (209) 952-3585

Places to Live in Tracy

The advantages to living in Tracy are numerous, as the community boasts a long list of modern resources and facilities. The residential sector is a notable draw for prospective homebuyers who discover Tracy’s desirable neighborhoods, which are lined with a diverse assortment of housing styles and are positioned within proximity to local schools, parks, retail centers and public transit hubs. Affordable starter homes, condos/townhomes, executive-style estates and rental apartment units come together to create an enviable place to live in this Northern California region.

To view a complete map of the city with subdivisions, visit the city website:

2019 Housing Facts
Owner-occupied housing units — 60.8%
Renter-occupied housing units — 33.2%
Median household income — $79,483
Average household income — $93,646
Per capita income — $27,363
Median home value — $326,516
Owner occupied average home value — $374,588

Whether you live in Tracy or are looking to relocate, it’s important for you to understand the housing resources and programs available in the city.

San Joaquin County Down Payment Assistance Program
(209) 468-3157

Keep Your Home California
California foreclosure prevention program offering up to $100,000 per household.
(888) 954-KEEP (5337)

San Joaquin Fair Housing
247 E Miner Ave, Ste A
Stockton, CA 95202
(209) 451-3471
Low-income housing, landlord and tenant counseling and education.

California Partnership for the San Joaquin Valley
5010 N. Woodrow Ave.,Ste. 205F
Fresno, CA 93740
(559) 294-6021
Regional solutions to promote affordable housing.

HUD Approved Counseling Agencies
Visionary Home Builders
(209) 466-6811

Rent-to-own Program for the City of Tracy
Visionary Home Builders
(209) 466-6811

Homeless Prevention
Rapid Re-Housing
(209) 472-7200, ext. 241

Location and Transportation

Tracy’s central location, agricultural land, Mediterranean climate and family-oriented atmosphere have attracted the attention of residents and businesses alike. As more and more businesses and high tech companies choose to move here, Tracy is maturing into an economic powerhouse in the Central Valley.

It’s easy to get around inside the triangle. Tracy’s extensive public and private transportation service includes bus, rail and taxi services operating in the local and wider regional area. Riders enjoy convenient, affordable and safe service available on both fixed and flexible routes. Tracy also has a small and growing airport utilized by business and private travelers.

TRACER Bus Services
(209) 831-4BUS
TRACER fixed route service around Tracy runs all day from morning to evening.

ACE Train
(800) 411-7245
Altamont Commuter Express (ACE) provides easy access to Silicon Valley and the Livermore/Almaden Valley with four trains daily between Stockton and San Jose. Two trains depart from Stockton in the morning and two from San Jose return in the evening. The ACE stops in Lathrop/Manteca, Tracy, Livermore, Pleasanton, Fremont and Santa Clara and terminates at the San Jose Diridon Station where connection can be made to CalTrain, Amtrak and Santa Clara Transit. The Tracy ACE station is located at Tracy Boulevard and Linne Road.

Commute Connection
Tracy Park & Ride at Tracy Transit Station
South Parking lot 50 E. 6th St.
(800) 52-SHARE
Free one-stop transportation information and referral service that provides carpooling, vanpooling, transit and rail, park and ride lots, bicycling, walking and more.

Regional Public Bus Transportation
(800) 469-8674
SMART (209) 943-1111
Connects to Stockton, Lodi, Lathrop, Manteca, Ripon and Tracy

(209) 832-3016
Greyhound bus stops in Tracy at the Transit Station, 50 E. 6th St.

Tracy Municipal Airport
5749 S. Tracy Blvd. (209) 831-6215

Stockton Metropolitan Airport
5000 S. Airport Wy., Stockton
(209) 468-4700

Senior Living in Tracy

Senior Living in Tracy, California
Assisted living

Astoria Gardens LLC
1960 W. Lowell Ave., Tracy, CA 95376
(209) 833-2200

Brookdale Senior Living
355 W. Grant Line Rd., Tracy, CA 95376
(209) 835-1000

Senior Care Services

Comfort Keepers
120 E. 12th St., Ste. A, Tracy, CA 95376
(209) 832-1333

Crystal’s Residential Care Home, Inc.
Tracy, CA
(209) 839-9993

Home Care Assistance
2421 Naglee Rd., Tracy, CA 95304
(209) 650-8500

Visiting Angels
1545 St. Marks Pl., Stockton CA 95207
(209) 952-3585

Senior Center

Lolly Hansen Senior Center
375 E. 9th St., Tracy, CA 95376
(209) 831-4230
Hours: 9 a.m. to 3 p.m. Monday-Friday
The Lolly Hansen Senior Center offers a wide variety of classes, activities, special events and social service programs to anyone age 50 and older. The senior center is an active place with a positive atmosphere. Its focus is on health and wellness programs, instilling healthy habits and enhanced lifestyle opportunities. The programs support today’s active seniors and strive to improve the health and well-being of all community seniors.

Starting a Business

Getting a business license
(209) 831-6800
Companies or individuals doing business in Tracy must have a valid business license. Visit the city’s business license page to learn about the different types of licenses and fees, and to download an application form.

Location/zoning/building permits
(209) 831-6400
The City of Tracy Economic Development Department provides assistance with site location, zoning regulations, facilitating meetings and/or discussions with Planning and Engineering Departments.

San Joaquin Partnership
(209) 956-3380
Assists larger employers with relocations, site locations and incentive programs. For more information, visit

Small Business Development Center (SBDC)
(209) 954-5089
SBDC helps businesses with financial, marketing, production, organization and other business support. Classes are held on a regular basis in Stockton and monthly at the Chamber office. On the second Thursday of every month at noon, SBDC hosts a “Starting Your Own Business” workshop at the Tracy Chamber office. To RSVP for an upcoming class, call (209) 835-2131.

SCORE (Service Corps of Retired Executives)
(209) 948-6293
SCORE is a nonprofit association sponsored by the Small Business Administration that offers business consulting, workshops and educational webinars. One-on-one consultations to discuss business plans, financing, etc. are available with a local SCORE mentor at the Tracy Chamber office. For a consultation appointment, call (209) 835-2131.

Employee recruitment & training

San Joaquin County WorkNet
(209) 831-5002
SJC WorkNet is a full-service employment and training organization that offers services to county businesses such as employee recruitment, screening and training. They also offer job placement, occupations skills, job-search training and educational assistance.

Economic Development Association
(209) 468-3613
The San Joaquin County (California) Economic Development Association in cooperation with the Employment and Economic Development Department, Chambers of Commerce and local governments, is a “one-stop” business resource committed to meeting the needs of development prospects, local businesses and the community. EDA’s goal is to encourage and assist business development in San Joaquin County.

Marketing support & networking opportunities
Join the Tracy Chamber of Commerce and receive endless opportunities to promote your business and develop relationships with other business owners. Download the application from our website, or call (209) 835-2131.

Frequently called numbers for starting a business

Business License — (209) 831-6800
Fictitious Business Name — (209) 468-3939
Health Department — (209) 468-3420
Alcohol Beverage Control — (209) 948-7739
Franchise Tax Board — (800) 338-0505
Sellers Permit (SBOE) — (916) 400-7115
FEIN Number — (800) 829-4933
State Contractors Board — (800) 321-2752
Better Business Bureau — (209) 948-4880
Workers Comp — (800) 736-7401